What you have here is a self-fulfilling prophecy. You're afraid of failure, so you've prevented yourself from accomplishing things like getting a degree or a job. So effectively you are setting yourself up for failure. It sounds like you might have perfectionist tendencies.... do you think so?
You said that you turned down jobs because you didn't think you could handle them, but they wouldn't have offered you the jobs in the first place if they didn't think you were qualified. Maybe the jobs you've been offered just have more responsibility than what you feel you can handle right now? Perhaps it might be easier to find a job with not a lot of responsibility, something a little more laid back perhaps?
You say you're afraid of failure, but that's exactly what you're going to encounter if you don't stick up for yourself and fight through these difficult tasks. Getting a degree is hard work, but you need it to secure steady employment for your future. Having a job can be hard work, but you need to start somewhere to get to where you eventually want to go. And most importantly it's okay to make mistakes! We need to make mistakes to learn, everybody makes mistakes and if you make one, I'm sure people around you will be understanding and help you to make the corrections you need. I teach piano lessons for a living, so I'm constantly working with students to fix their mistakes. The first thing everyone has to learn is that mistakes WILL happen, and it doesn't matter! That's what lessons or school is for, for you to learn how to fix your mistakes and keep going. One of the other important lessons I teach my students is that if they make a mistake, just to fake it and keep playing. So my advice to you is, to let yourself make mistakes, try to enroll in classes again (maybe just part time), maybe get a low impact job and just take it one day at a time.
Remember, every time you make a mistake, it's a chance for you to improve. Mistakes are good! If you learn from them, you'll never make them again.
Mistakes will always be there, they can be scary but if you can learn to cope, then nothing will be able to stop you.
Feel free to message me anytime! Good luck!
V