Does anyone know if therapy can be covered by insurance?

0

I want to seek further therapy for my depression, i do not want to have to take pills if i do not have to. But lately things have not been so easy. Does heath insurance ever cover therapy? Or any actions other than meds?

Category: Tags: asked May 30, 2014

3 Answers

0
My therapy was never covered by my insurance - and it's a pretty good insurance through my mom's employer (she works in a hospital). But look up therapists in your area online and ask them! It doesn't hurt to kind of shop around a little and see what your options are.
0
Many insurance companies cover psychotherapy. Call your insurance provider and ask them. You usually can find a "Behavioral Health" phone number on the back of your insurance card. Also, your concern about being forced to take antidepressants is not uncommon. A therapist, psychologist, or psychiatrist can not force you to be on a medication for depression. The exceptions are prescriptions for mental illnesses that can make you a harm to yourself or others (for example, schizophrenia or bipolar disorder). If you attempt suicide as a result of major depression, you should at least consider antidepressants.
0
Definitely call the number on your insurance card. They'll be able to tell you everything that you need to know, and will also have lists of doctors that are supported/covered by the plan.